<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>2367</termId><termName>Mikroversicherung</termName><termType>PT</termType><termLanguage>de</termLanguage><termVocabulary>TWSE - Thesaurus für wirtschaftliche und soziale Entwicklung</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>Mikroversicherung</termSortkey><termNote label="History"><![CDATA[ 2008 ]]></termNote><termCreatedDate>2008-01-01 00:00:00</termCreatedDate><relation><relationType>BT</relationType><termId>44</termId><termName>Gk Sozialpolitik, Soziale Sicherheit</termName><termType>PT</termType></relation><relation><relationType>BT</relationType><termId>100</termId><termName>Pb Öffentliches Recht, Völkerrecht</termName><termType>PT</termType></relation><relation><relationType>BT</relationType><termId>3744</termId><termName>Versicherung</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>344</termId><termName>Armutsbekämpfung</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>2364</termId><termName>Mikrofinanzierung</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>3224</termId><termName>Soziale Sicherheit</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>3260</termId><termName>Sozialversicherung</termName><termType>PT</termType></relation></term>  </Zthes>